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Danh ngôn của Suze Orman (Sứ mệnh: 6)

A big part of financial freedom is having your heart and mind free from worry about the what-ifs of life.
In all realms of life it takes courage to stretch your limits, express your power, and fulfill your potential... it's no different in the financial realm.
Owning a home is a keystone of wealth - both financial affluence and emotional security.
People first, then money, then things.
Many people are in the dark when it comes to money, and I'm going to turn on the lights.
Money is such an amazing teacher: What you choose to do with your money shows whether you are truly powerful or powerless.
The only way you will ever permanently take control of your financial life is to dig deep and fix the root problem.
When you are grateful - when you can see what you have - you unlock blessings to flow in your life.
If you're financially responsible, your children have a much better chance to grow up financially responsible.
People have got to learn: if they don't have cookies in the cookie jar, they can't eat cookies.
A wise woman recognizes when her life is out of balance and summons the courage to act to correct it, she knows the meaning of true generosity, happiness is the reward for a life lived in harmony, with a courage and grace.
When you're happy you find pure joy in your life. There are no regrets in this state of happiness - and that's a goal worth striving for in all areas of your life.
A wise woman knows how to summon her courage and do what is right, rather than what is easy.
It's easy to underestimate the real cost of home ownership.
The key to making money is to stay invested.
The foundation of a financial fresh start actually has nothing to do with money or specific financial dos and don'ts.
So many financial dreams are thwarted by the failure to act upon good intentions.
No one's ever achieved financial fitness with a January resolution that's abandoned by February.
Here's my gift-giving rule: Respect your current financial situation.
Money you won't need to use for at least seven years is money for investing. The goal here is to have your account grow over time to help you finance a distant goal, such as building a retirement fund. Since your goal is in the future, money for investing belongs in stocks.
You must trust yourself more than you trust others. Pay attention to your inner voice - it will tell you if how and in what you are investing is right for you.
Estate planning is an important and everlasting gift you can give your family. And setting up a smooth inheritance isn't as hard as you might think.
A revocable living trust allows your heirs to avoid probate entirely and keeps you in complete control of your finances while you're alive. You can always make changes to what's in the trust and to how you'd ultimately like it managed or disbursed.
Money is kind of just like air - if you don't have air, you can't breathe. If you don't have money, I don't think you'll want to breathe - you won't want to live.
The prenup needs to be drawn up months before the wedding, not days - it's not something you slap together and sign in the car on the way to the ceremony. A shotgun prenup might not hold up in court.
Prenups are so unromantic - a sign of distrust, not love. Time for a reality check, my friends. First, drawing up a prenuptial agreement together is a sign of incredible trust and financial openness - you're fooling yourself if you think you can achieve complete intimacy without it.
Cash - in savings accounts, short-term CDs or money market deposits - is great for an emergency fund. But to fulfill a long-term investment goal like funding your retirement, consider buying stocks. The more distant your financial target, the longer inflation will gnaw at the purchasing power of your money.
While a reverse mortgage can indeed be a viable way to generate income, it is very important to understand that after you take out a reverse mortgage, you will still be responsible for paying the property tax, the insurance premium, and all the maintenance costs for your home.
Courage is not always about action. It takes courage to do nothing rather than do something that you do not believe in or understand.
True generosity is an offering; given freely and out of pure love. No strings attached. No expectations. Time and love are the most valuable possession you can share.
Happiness is not a luxury. It is a necessity. When we are happy, we are in the best possible place to be good to ourselves and those we love.