Danh ngôn của Jean Chatzky
There are two things that you need to save for. First, you need an emergency cushion of no fewer than six months of living expenses. This needs to be cash in a liquid account where you can get at it in - yes - an emergency if you need it. In other words, money markets, not CDs. You also need to save for your future: that means retirement.
There are two things that you need to save for. First, you need an emergency cushion of no fewer than six months of living expenses. This needs to be cash in a liquid account where you can get at it in - yes - an emergency if you need it. In other words, money markets, not CDs. You also need to save for your future: that means retirement.
Có hai thứ bạn cần phải tiết kiệm. Đầu tiên, bạn cần có một khoản dự phòng khẩn cấp không dưới sáu tháng chi phí sinh hoạt. Đây cần phải là tiền mặt trong một tài khoản thanh khoản nơi bạn có thể lấy nó - vâng - trong trường hợp khẩn cấp nếu bạn cần. Nói cách khác, thị trường tiền tệ chứ không phải đĩa CD. Bạn cũng cần tiết kiệm cho tương lai của mình: điều đó có nghĩa là nghỉ hưu.
Tác giả: Jean Chatzky | Chuyên mục: Future | Sứ mệnh: [7]
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Các câu danh ngôn khác của cùng tác giả: Jean Chatzky
- Wills are trumped by legal titles to real estate or beneficiary designations on financial accounts, retirement plans and insurance policies.
- After two decades of personal finance reporting, I've heard every excuse in the book for not saving money. That said, none of them really hold up - at least over the long term.
- Resilience isn't a single skill. It's a variety of skills and coping mechanisms. To bounce back from bumps in the road as well as failures, you should focus on emphasizing the positive.
- Debt certainly isn't always a bad thing. A mortgage can help you afford a home. Student loans can be a necessity in getting a good job. Both are investments worth making, and both come with fairly low interest rates.
- In money, and in life, you are very often your own worst enemy. You promise yourself you're going to diet, then eat not one or two French fries but a whole plate. You decide to really commit to saving for retirement, only to wind up with a new pair of shoes in your closet.
Các câu danh ngôn khác của cùng chuyên mục: Future
- If you believe that the killing of innocent people is right, then you are not part of my future.
- I see my future with my family, with my grandsons and daughters, and I want to look after some welfare institutions I had set up at different places in the country with the help of expatriate Pakistanis.
- You cannot escape the responsibility of tomorrow by evading it today.
- When takers talk about mistakes, they're usually quick to place the blame on other people. Givers are more likely to say 'Here's the mistake I made; I learned the following from it. Here are the steps I'm taking to make sure I don't let people down in the future.'
- Tonight we send a message to our party that here in Illinois, there will be a new generation of Republican leaders and we will fight to provide a better tomorrow for future generations. We've made clear the status quo is no longer acceptable.